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The Evergreen Advantage is a direct lender specializing in business purpose bridge loans on non-owner occupied investment properties. Please fill out the form below and we will respond to you within 24 hours. We pride ourselves on our quick response and efficient loan approval process. Regardless of the term of the loan written, we do not have a prepayment penalty so that you have maximum flexibility to pay off your loan at the time of your choosing. Thank you very much for applying for a loan with The Evergreen Advantage.
| Lending Guidelines | |||
|---|---|---|---|
| Interest Rate | 8.99%-11.99% | Location | California, Arizona, Oregon, Texas |
| Loan to Value | Up to 60% | Types of Loans | Acquisition, refinance and cash out |
| Loan Amount | $250,000-$8,000,000 | Types of Property | Non-owner occupied residential, Multi-family, Retail, Office, Mixed-Use and Industrial |
| Orgination Fees | 1-3 points | Lien Position | First TD's Only |
| Processing Fees | $995-$3,000 | Personal Guaranty | Required unless borrower is an individual |
| Term | Up to 36 months | Prepayment Penalty | None |